AD Banker Property and Casualty Practice Exam

In the context of insurance, bodily injury is defined as any legal liability that arises from physical harm inflicted on a person. This definition encompasses a wide range of scenarios, including not only physical injuries from accidents but also illnesses that someone may sustain due to someone else's actions or negligence. Furthermore, it includes instances leading to death, as it is a direct consequence of physical harm.

This comprehensive understanding highlights that bodily injury is not limited to specific or isolated incidents but rather spans various circumstances affecting an individual's health. By encompassing both physical injuries and related medical conditions, this definition aligns with the legal frameworks used in liability insurance and personal injury claims. Hence, it captures the full breadth of the concept and its implications for coverage under insurance policies.

Other choices suggest more narrow definitions or specific contexts which do not encapsulate the broader legal and practical implications of bodily injury in the insurance realm.